Eldercare Planning

Eldercare planning can be depressing and overwhelming. No one wants to believe that they are getting older… most of us still feel 20 years old at heart. But, as much as you might want to avoid the subject, eldercare planning can make the difference between struggling and thriving through your elder years.

Below are some checklist items that can help you get started on your eldercare planning. To ensure legality and totality, it is recommended that you work with an attorney who specializes in eldercare planning; the following information will help to expedite those conversations.


  • Make a list of all of your accounts and they are held
  • Consolidate accounts where possible
  • Ensure that the proper names and permissions are on each account
  • Streamline bill paying by setting up automatic payments where possible, etc.
  • Obtain contact information for any financial advisers
  • Review your Social Security benefits
  • Update your beneficiary designations


What investments do you have?

  • CDs
  • IRAs
  • Stocks, bonds, mutual funds
  • Annuities
  • Real estate
  • Other

Where are these investments?
What are the amounts of each investment?
Where is the original documentation for all investments (you should bring this if at all possible)?

Eldercare Planning

Insurance Policies

Make a list of all insurance policies you have and locate copies of each

  • Life Insurance Policies
  • Health Insurance Policies
  • Long-term care policies
  • Other policies (life, health, long-term care, etc.)

Review your policies and consider setting up a long-term care insurance policy if necessary.
Review and update any auto, homeowners or umbrella liability policies.
Review and update health insurance coverage and Medicaid planning strategies.

Legal Documents

  • Do you have a will or estate plan?
  • Do you need to update your will or estate plan to reflect your current wishes regarding executors, beneficiaries, etc.?
  • Is there a durable and up-to-date power of attorney for finance in place?
  • Is there a durable and up-to-date medical power of attorney in place that includes an advance directive outlining wishes for life-prolonging care?

Living Arrangements

  • What is the current living/housing situation and is it working?
  • What are the plans for illness, disability or death of a spouse/partner?
  • Is there money available to pay for those contingencies (e., savings or long-term care insurance)?
  • Do you have caregiver agreement documents in place?


  • Make a list of all doctors and medications currently prescribed
  • Make a list of wishes for various medical scenarios
  • Make sure health insurance and supplemental policies support those wishes
  • Make a copy of healthcare cards

Eldercare planning and all of the associated matters of aging can be exhausting, overwhelming, and emotional; but, they are important and should be done to make sure your elder years are as effective and conflict free as possible.

The attorneys with Beyer, Pongratz, and Rosen have vast experience with every aspect of estate planning, probate, and business structuring. We are here to help! Give us a call to get started 916-369-9750 or contact us online to s